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CONSUMER PRODUCTS

• Checking
• Interest Checking
• Personal Money Market Account
• Other Banking Services
• CDARS^® (Certificate Deposits Account Registry Service)

Checking

• Unlimited check writing without transaction charges.
• No monthly maintenance fee when minimum balance is maintained.
• Overdraft protection is available to qualified individuals.
• Check images returned with monthly statement.

Interest Checking

• An interest bearing checking account.
• No monthly maintenance fee when minimum balance is maintained.
• Interest rate is tiered so the higher the balance the higher the interest rate.
• Overdraft protection is available to qualified individuals.
• Check images returned with monthly statement.

Personal Money Market Account

• Limited transaction interest bearing account.
• No monthly maintenance fee if minimum balance is maintained.
• Tiered interest rate pays competitive rate on entire account balance.
• Limited check writing and withdrawal ability (as defined by Regulation D).
• Excess withdrawals are charged a fee.
• Commercial Online Banking service is available.
• Check Images are returned with monthly statement.

Other Banking Services

• ATM Card
• Bank by Mail
• Safe Deposit Boxes
• Cashier’s Checks
• American Express Travelers Cheques/Card
• American Express Gift Cheques/Card
• Notary Service
• Mortgages
• Consumer Loans

CDARS^® (Certificate Deposits Account Registry Service)

CDARS allows you to enter into one agreement, make one deposit and receive benefit of full FDIC insurance coverage. Monument Bank facilitates your deposit into the CDARS program in denominations under $250,000 so your entire investment is elligible for full FDIC insurance coverage. You receive written confirmation of your deposits and a listing of all of your CDs directly from Monument Bank.

For more information, download our CDAR brochure (pdf).

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