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Commercial Products
Entrepreneur Checking
A Checking Account for small businesses with low to moderate account transaction activity. No monthly maintenance fee when a minimum balance is maintained. The first 275 items (checks, deposits, deposited items) free of per item charges.
Commercial Online Banking service is available. Check Images are returned with monthly statement.
Commercial Analysis Checking
A checking account for the active business with high account transaction activity. Maintenance and activity fees
are offset by an earnings credit calculated on the account balance. Account(s) can be grouped for service charge
and account analysis calculations. Commercial Online Banking service is available. Check Images are returned
with monthly statement.
Monumental Analysis Checking
Monumental Account Analysis is designed for businesses with multiple checking accounts and high usage of other commercial
bank services. Maintenance, activity, and other service fees are all combined in the monthly analysis calculation and
offset by an earnings credit calculated on the all of the business accounts. Commercial Online Banking service is
available. Check Images are returned with monthly statement.
Non-Profit Checking
A non-interest bearing checking account provided to qualified religious, charitable, and nonprofit organizations with low to
moderate account transaction activity. No minimum monthly balance requirement. The first 275 items (checks, deposits,
deposited items) free of per item charges. Commercial Online Banking service is available. Check Images are returned with
monthly statement.
Commercial Interest Checking Account
An Interest-bearing checking account available to qualified nonprofit organizations and sole proprietorships only. No
monthly fee if minimum balance is maintained. Per item fee applies to each check paid, each deposit, and each deposited item. Commercial Online Banking service
is available. Check Images are returned with monthly statement. Tiered interest rate pays competitive rate of interest on entire account balance.
Zero Balance Account
Centralize funds in one master operating account. Establish separate zero balance accounts for specific purpose such as
payroll, accounts payable, or taxes, and use this account structure to automatically move funds when needed.
Interest on Lawyer Trust Accounts (IOLTA) DC, MD and VA
Interest bearing checking accounts for law firms who hold client funds. Net interest is remitted to the applicable state fund. Commercial Online Banking
service is available. Check Images are returned with monthly statement.
Maryland Affordable Housing Trust (MAHT)
Interest bearing checking account for title insurers, their agents and approved attorneys who hold client trust accounts.
Net interest is remitted to Maryland Affordable Housing Trust. Commercial Online Banking service is available. Check
Images are returned with monthly statement.
Escrow Management Checking Account
This account provides lawyers, title companies, realtors and landlords to manage escrow accounts through a single account.
Accounting for escrow accounts is provided by the Bank. An unlimited number of individual accounts can be opened
under a single Escrow Management Checking Account. Year-end 1099's are prepared for each individual sub-account and each
sub-account is FDIC insured up to $100,000.
Commercial Money Market Account
An interest bearing investment account available to all commercial entities. No monthly maintenance fee if minimum balance is maintained. Tiered interest rate pays competitive rate on entire account balance. Limited check writing and withdrawal
ability (as defined by Regulation D). Excess withdrawals are charged a fee. Commercial Online Banking service is
available. Check Images are returned with monthly statement.
Commercial Savings Account
Interest bearing savings account available to all commercial entities. No monthly maintenance fee if minimum balance is maintained. Limited withdrawal ability
(as defined by Regulation D). Excess withdrawals are charged a fee. Commercial Online Banking service is available.
Business Certificates of Deposit
A number of investment terms are available to commercial customers.
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